Terms & Conditions

Last updated: July 2026

1. Who we are

This website is operated by [IPMC LEGAL ENTITY NAME, e.g. IPMC Education FZ-LLC], trade licence no. [LICENCE NUMBER], registered at [REGISTERED ADDRESS, Dubai, UAE] ("IPMC", "we", "us"). Contact: info@ipmc-international.com, [UAE PHONE NUMBER].

2. What we sell

IPMC is an authorised delivery institution of Harvard Online courses. We sell enrolment services: we register you for your chosen Harvard Online course, collect payment locally, and enrol you with Harvard Online. The course content, teaching, assessment and certificate are created, owned and delivered by Harvard Online. IPMC is not a partner or joint venturer of Harvard University.

3. Prices and payment

Prices are quoted individually and confirmed to you in writing (email or WhatsApp) before payment. Customers paying from the UAE are charged in UAE Dirhams (AED); customers paying from India are charged in Indian Rupees (INR). The exact amount is always shown before you confirm payment. Payments are processed by our payment service providers (Telr in the UAE; Razorpay in India) over a secure connection; we never see or store your card details. Your payment confirmation and reference are shown on screen and sent to your email.

4. Enrolment and delivery

Our service is delivered when we submit your enrolment to Harvard Online, normally within one business day of receiving your payment and confirming your details. You will then receive enrolment confirmation and course-access instructions by email. Course start dates and session availability are set by Harvard Online.

5. Cancellations and refunds

See our Refund & Cancellation Policy, which forms part of these terms.

6. Your responsibilities

You must provide accurate personal details for enrolment, meet any prerequisites published by Harvard Online for your chosen course, and comply with Harvard Online's own terms of use once enrolled.

7. Liability

Nothing in these terms excludes liability that cannot be excluded by law. Otherwise, our total liability in connection with a purchase is limited to the amount you paid us for that purchase. We are not responsible for changes Harvard Online makes to course content, dates or availability, though we will always help you find an alternative session or course where possible.

8. Governing law

For purchases made in AED, these terms are governed by the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates, and disputes are subject to the jurisdiction of the Dubai courts. For purchases made in INR, mandatory consumer protections of your place of residence remain unaffected.

9. Changes

We may update these terms from time to time. The version in force when you pay is the version that applies to your purchase.